Finance & Insure your car with us

finance quote

Motor Vehicle Loan

• For a car that is predominately for personal use and you want to own the vehicle outright
• All on road costs, registration and insurance costs can be financed.
• Terms range from 1-5 years.
• You can pay monthly or fortnightly.
• Our interest rates are fixed which means you are protected against interest rate fluctuations.
• You can pay by direct debit, which means you do not need to worry about making payments as they come directly from your account to us.
  

Motor Vehicle Novated Lease

• A Novated Lease allows you to choose the car you want to drive for work not the car work wish you to drive. You can take the car with you to your next job.
• Your employer will pay your payments as negotiated in your salary package.
• All on road costs and registration costs can be financed.
• Fixed monthly payments.
• It may be tax effective for fringe benefits tax and income tax.

Motor Vehicle Asset Purchase

• This is also know as Hire Purchase and Term Purchase. It is for people who use their car for business.
• All on road costs, registration costs and insurance can be financed. This will increase your cash flow by minimising your monthly payments and all business related expenses are tax deductible.
• Fixed monthly payments mean as interest rates fluctuate your monthly payments stay the same.
• You own the asset at the end of the term, and the payments are flexible to suit your cash flow.
  

Motor Vehicle Finance Lease

• For a car that is used for business and you want the flexibility of lower monthly payments with the option to upgrade the car at the end of the loan contract.
• All on road costs and registration can be financed.
• Fixed monthly payments mean as interest rates fluctuate your monthly payments stay the same. And because of the residual, monthly repayments are lower.
• Business use of your car may be claimed against your taxable income.
• At the end of the lease you have the option to upgrade the car, extend the lease for a further period or another person can purchase the vehicle.
  

Chattel Mortgage

• This product may be of benefit to business customers who utilise a cash accounting system. The ITC may be claimed upfront via the BAS (business activity statement) rather than over the life of the loan.
• All on road costs, registration costs and insurance can be financed.
• Fixed monthly payments.
• Business related expenses are tax deductible.

finance quote